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Mizner Financial Group is committed to helping well qualified borrowers find the lowest mortgage program at the least available cost. We understand that every client's financial position is different and has different objectives; however, for those of you that have exceptional qualifications, our mission is to provide you with the lowest mortgage program available, a stress-free service, and at the least possible cost – at Mizner Financial Group, you deserve to be set apart from the mass market and your satisfaction is our number one priority.
In order to achieve a better understanding of your current financial position and to make a concise recommendation, we must receive your written permission, review your credit rating and analyze your financial position. Therefore, to get started, please complete the following two (2) steps:
STEP #1
Print, Complete and Fax BOTH the Borrowers Authorization Form AND Credit Report Authorization form located above under the Forms tab (takes less than 1 minute to load). Please complete, sign and fax both by all applicable Applicants to 561-431-3178 (secured fax).
STEP #2
Apply online via our secured and encrypted Application site by selecting APPLY ONLINE listed on the Left Banner above - you may continue your previously started Application or start a new one for the very first time. You may also apply the traditional way by printing, completing and faxing the manual Application located above under the Forms tab.
Upon completion of your profile, we will contact you to discuss your options. In the meantime, please start gathering the initial documentation listed below. Thank you for the opportunity to serve you!
Initial Documentation
1. Signed and Completed Borrowers Authorization AND Credit Report Authorization forms indicated in STEP 1. Again, these forms are to be printed, completed, signed and faxed by all applicable Applicants to 561-431-3178 (secured fax)
2. Copies of all Applicants’ Drivers Licenses (enlarged by 200% and lightened as much as possible)
3. Copies of all Applicants’ latest 30 days worth of Pay Stubs AND a specific contact name & phone number of Applicants' Manager, HR Dept., and/or an emailed Authorization number via your employer's automatic Employment Verification system (ie. www.QuickConfirm.com )
4. Copies of all Applicants’ latest two (2) years worth of W-2s and/or 1099s
5. Copies of all Applicants’ latest two (2) years FILED 1040 Personal Tax Returns – All pages and All Schedules
6. Copies of all Applicants’ latest two (2) months Bank statements on ALL asset accounts—All pages are extremely important (i.e. if statements show Page 1 of 4, I need ALL four) – Additionally, if Bank Website Printouts are used, ALL MUST contain Applicants’ NAME, ADDRESS and ENTIRE ACCOUNT NUMBER – if any are missing, above said Bank Statements must be ordered from Applicants’ Banking institution by Applicant
7. If you are purchasing a new home – copies of Original and Signed subject property's Purchase Contract with all schedules and pages
8. If you are currently renting – copies of all Applicants’ current Rental Lease and Landlord contact information
9. If you currently own, copies of all Applicants’ current Homeowners Insurances on all owned residential properties
10. If refinancing, copy of Owners' Title Policy and Survey
11. If applicable, copies of all Applicants’ latest monthly or quarterly Homeowner Association Maintenance Coupon / Statement on all Applicants’ owned residential properties
12. If applicable, current contact names & phone numbers of each above said Associations
13. If applicable, copies of all Applicants’ Rental Leases on all currently owned rental properties
14. If applicable, copies of all Applicants’ Final Divorce Decree and Settlement Agreements
PLEASE NOTE: NEVER FORWARD ANY SENSITIVE DOCUMENTATION VIA EMAIL AS THE INTERNET IS NOT SECURE. ALWAYS USE ONE OF THE DELIVERY OPTIONS LISTED BELOW UNLESS OTHERWISE DIRECTED.
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PROCESSING CENTER ADDRESS
Mizner Financial Group, Inc., C/O Ron Gerlach, PO Box 880067, Port St. Lucie, Florida 34988
SECURED FAX OPTION
561-431-3178 (given its encrypted security, please limit each fax to 10 pages)
PLEASE NOTE: NEVER FORWARD ANY SENSITIVE DOCUMENTATION VIA EMAIL AS THE INTERNET IS NOT SECURE. ALWAYS USE ONE OF THE DELIVERY OPTIONS LISTED ABOVE UNLESS OTHERWISE DIRECTED.
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