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Ron Gerlach at Mizner Financial Group is a discount broker that is committed to helping the well qualified borrower find the lowest mortgage program at the least available cost. Our business model has been deliberately structured to eliminate all of the unnecessary costs that exist in the mortgage industry and we strive each and every day to keep these costs to an absolute minimum. We encourage you to shop and compare the same product with as many of our competitors as possible and you will be pleasantly surprised with our results! For those of you that have exceptional qualifications, our mission is to provide you with the lowest mortgage program available, a stress free service experience, and at the least possible cost. At Mizner Financial Group, you deserve to be set apart from the mass market and your satisfaction is our number one priority!
In order to achieve a better understanding of your current financial position and to make a concise recommendation, we must receive your written permission, review your credit rating and analyze your financial position. Therefore, to get started, please complete the following two (2) steps:
STEP #1
Print, Complete and Fax BOTH the Borrowers Authorization Form AND Credit Report Authorization form located above under the Forms tab (takes less than 1 minute to load). Please complete, sign and fax both by all applicable Applicants to 561 431-3178 (secured fax).
STEP #2
Apply online by selecting APPLY ONLINE listed above on the Left or Right Banner OR you may Apply the TRADITIONAL WAY by printing, completing and faxing the manual Application located above under the Forms tab.
You may also login into an existing account if you have already applied before and wish to continue. Upon submitting your Application, please either fax (limiting 10 pages per fax) OR mail the initial documentation listed below. Thank you for the opportunity to serve you!
PLEASE NOTE: NEVER FORWARD ANY SENSITIVE DOCUMENTATION VIA EMAIL AS THE INTERNET IS NOT SECURE - ALWAYS USE ONE OF THE DELIVERY OPTIONS LISTED BELOW UNLESS OTHERWISE DIRECTED
Initial Documentation
1. Signed and Completed Borrowers Authorization AND Credit Report Authorization forms indicated in STEP ONE. Again, these forms are to be printed, completed, signed and faxed by all applicable Applicants to 561 431-3178 (secured fax)
2. Copies of all Applicants’ Drivers Licenses (enlarged by 300% and lightened as much as possible)
3. Copies of all Applicants’ latest 30 days worth of Pay Stubs AND a specific contact name & phone number of Applicants' Manager, HR Dept., and/or an emailed Authorization number via your employer's automatic Employment Verification system (ie. www.QuickConfirm.com )
4. Copies of all Applicants’ latest two (2) years worth of W-2s and/or 1099s
5. Copies of all Applicants’ latest two (2) years FILED 1040 Personal Tax Returns – All pages and All Schedules
6. Copies of all Applicants’ latest two (2) months Bank statements on ALL asset accounts—All pages are extremely important (i.e. if statements show Page One of Four, I need ALL four) – Additionally, if Bank Website Printouts are used, ALL MUST contain Applicants’ NAME, ADDRESS and ENTIRE ACCOUNT NUMBER – if any are missing, above said Bank Statements must be ordered from Applicants’ Banking institution by Applicant
7. If you are purchasing a new home – copies of Original and Signed subject property's Purchase Contract with all schedules and pages
8. If you are currently renting – copies of all Applicants’ current Rental Lease and Landlord contact information
9. If you currently own, copies of all Applicants’ current Homeowners Insurances on all owned residential properties
10. If refinancing, copy of current Mortgage Statement, Owners' Title Policy and Survey
11. If applicable, copies of all Applicants’ latest monthly or quarterly Homeowner Association Maintenance Coupon / Statement on all Applicants’ owned residential properties
12. If applicable, current contact names & phone numbers of each above said Associations
13. If applicable, copies of all Applicants’ Rental Leases on all currently owned rental properties
14. If applicable, copies of all Applicants’ Final Divorce Decree and Settlement Agreements
PLEASE NOTE: NEVER FORWARD ANY SENSITIVE DOCUMENTATION VIA EMAIL AS THE INTERNET IS NOT SECURE - ALWAYS USE ONE OF THE DELIVERY OPTIONS LISTED BELOW UNLESS OTHERWISE DIRECTED
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PROCESSING CENTER MAILING & DOCUMENT DROP LOCATIONS
MAILING
Mizner Financial Group, C/O Ron Gerlach, PO Box 880067, Port Saint Lucie, FL 34988
DOC DROP
Mizner Financial Group, C/O Mizner Title & Escrow, 433 Plaza Real, Ste 275, Boca Raton, FL 33432 (Appointment Only)
SECURED FAX OPTION
561 431-3178 FAX (given its encrypted security, please limit each fax to 10 pages)
PLEASE NOTE: NEVER FORWARD ANY SENSITIVE DOCUMENTATION VIA EMAIL AS THE INTERNET IS NOT SECURE - ALWAYS USE ONE OF THE DELIVERY OPTIONS LISTED ABOVE UNLESS OTHERWISE DIRECTED
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